Our Team

Our Team

We provide the insight and direction to help you build a comprehensive retirement plan that is focused on fulfilling your individual needs and financial goals.

Our purpose is to guide you through the financial process and provide you with customized strategies to pursue these particular objectives. An established, well-respected financial manager can help you set up the proper retirement structure that:

  • Allows you to pursue your unique goals
  • Provides you with a logical, disciplined investment process
  • Enables you to enjoy the things that matter most

Stand prepared and confident in planning toward a secure financial future by allowing us to help you today.

Nick Thomas

President

Nick was born in St. Louis, Missouri, and graduated from Columbia College with a degree in finance. Nick started in the financial service industry in 2000 working with one of the largest brokerage firms in the nation. In 2005, he moved to Tennessee to help expand a very successful smaller-sized financial planning firm. Nick and his family then moved to the great state of Texas to open a new territory for that firm.  

In 2016, Nick founded RLC Wealth Management, headquartered in Plano to better serve his clients and their financial planning needs with emphasis on planning for retirement and planning during retirement.

Nick; his childhood sweetheart, Erica; and their children, Emily and Will, have made Frisco their home since 2005. The family enjoys skiing, golfing, and being active in community service projects. Nick’s father was also a financial planner and then general partner of a large investment firm, and his conservative outlook has been focused in Dr. Thomas Stanley’s books, The Millionaire Next Door and The Millionaire Mind.

In addition to Series 7, 63, and 66 securities registrations held through Commonwealth Financial Network® (Commonwealth), Nick also holds life, health, and annuity licenses.

After careful consideration during the planning stages of his new firm, Nick and his staff were very meticulous in selecting their broker/dealer partner—or, as Nick calls it, his "back office." After evaluating several firms, Nick and his staff decided to partner with Commonwealth. Principally, they chose Commonwealth for its culture, completely independent platform, focus on holistic financial planning, amazing technology capabilities, and flexible fee schedule that allows RLC Wealth Management to better control fees paid by clients.

The mission of RLC Wealth Management is to provide clients with an independent, holistic resource to help them prepare for all aspects of their financial live prior to and during retirement.  

Nick's RLC Wealth Management believes that working with motivated and successful individuals and business owners requires some very specific skills, the most important of which is individualized attention to each client's specific wants and needs. The only way to discover those wants and needs is to reject the "do this because I said so and I am smart" approach of too many advisors. Nick and his team at RLC Wealth Management believe that people who have built their own wealth and business career deserve better. They deserve the opportunity to have all options explored and explained so they can make important decisions based on their specific needs. Clients will never hear "because I said so" at RLC Wealth Management.

Nick and all team members of RLC Wealth Management believe that all aspects of a client’s financial plan share equal importance, including, but not limited to, investment management, tax planning, risk analysis, and cash flow management. In working with their clients, Nick and his team spend as much time as clients demand to fully understand their unique situation, develop a plan, and help clients build the necessary team to help them protect, build, and maximize their wealth. Nick believes that given the right information in an understandable and actionable way, clients can make decisions without being “sold” an investment. He believes that the why is just as important as the what when it comes to true wealth management and making important decisions.

Nick Thomas is proud to have been recognized as a Vista Club advisor for 2016—a distinction based on annual production that places him among the top 29 percent of advisors affiliated with Commonwealth Financial Network.

Vista-Seal

Each year, Commonwealth, the broker/dealer–RIA that helps us process investment transactions on your behalf, recognizes Vista Club advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Vista Club advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.

Tyler Downing

Vice President/CFP®

Tyler is a financial advisor with Commonwealth Financial Network® (Commonwealth) and is vice president of RLC Wealth Management. His mission is to provide an excellent client experience and help his clients achieve their financial and investment goals by providing sound, conservative, confidential, and comprehensive financial planning. He understands that each client’s situation is unique and that by working with an independent firm, he and his team are able to put their client’s needs first. He specializes in professional money management, retirement income planning, and tax planning strategies to help clients accumulate and preserve their wealth.

Tyler is a CERTIFIED FINANCIAL PLANNER™ practitioner and holds his Series 7, 63, and 66 securities registrations held through Commonwealth. Before founding RLC Wealth Management, he spent five years working in various investment advisor and retirement planning roles with Fidelity Investments and Raymond James Financial Services.

Tyler grew up on the Gulf Coast, in Corpus Christi, Texas. He attended Texas State University in San Marcos, Texas, and graduated with a bachelor’s in business administration with a concentration in finance.Tyler and his wife, Tara, live in Prosper and enjoy spending time outdoors and visiting with family and friends.

Vitaliy Tsymbalyuk

Assistant Vice President

Vitaliy is a manager of client services and serves as assistant vice president at RLC Wealth Management. He has more than a decade of management experience in client operations and coordinating client processes in the financial investment industry. Vitaliy comes from a unique background in providing a superior client experience while focusing on creating an efficient client service-driven model. He enjoys the opportunity to service client needs as well as fostering long-term relationships with all our clients. In addition to managing client services, Vitaliy is heavily involved in the development of company initiatives and growth objectives.

Vitaliy is a graduate from the University of North Texas and holds a bachelor's from the College of Information Sciences with a major in applied technology.

Vitaliy moved to Texas in 1993 and grew up in Allen, Texas. He enjoys spending time with his best friend and wife, Holly, as well as their three boys. In his spare time, Vitaliy enjoys sports, history, talk radio, and keeping up with current political events.

Ashley Pitts

Branch Operations Administrator

 

Ashley is the Branch Operations Administrator at RLC Wealth Management. Her mission is to assist our team with the day to day operations and to provide excellent customer service to all our clients. She understands that at RLC the client experience is our number one priority.

Ashley comes to RLC with six years of banking experience and five years of inner office management. She has worked in customer service training within the banking environment to improve bank wide client services.  During that time Ashley worked in many roles that included opening retirement accounts. Following the banking industry, she worked in office management, networking, and event planning at a local nonprofit to further develop her customer experience skills.

Ashley was born in Dallas, Texas and grew up in Collinsville, Texas. She met her husband Matthew, and they live in Murphy with their two dogs Belle and Copper. They enjoy participating in Spartan races, traveling, and spending time with their friends and family.